What does the Fund cover?

Do you know if your deposits are covered by the Fund? See here how you can find out and make sure that your deposits are covered in the event of them becoming unavailable

How much is covered by the Fund?

Find out what conditions apply for your protection and how much of your deposits is covered by the Fundo de Garantia de Depósitos

How is the guarantee triggered?

Learn here the procedure for calling on the Fund’s guarantee if deposits held with a member credit institution become unavailable

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With 102 member credit institutions and over 1.725 billion euros at its disposal, the Fundo de Garantia de Depósitos is an important factor of trust in the banking system

 
 
 
 

MISSION

The Fundo de Garantia de Depósitos guarantees the reimbursement of deposits in member credit institutions’ accounts when deposits become unavailable in one of those institutions.

Find out about how the Fund functions and is organised
Has the fund ever been called on to repay deposits? Find out more about its history
Get to know the legislation governing the Fund’s activity
European Deposit Insurance Scheme

In November 2015 the European Commission proposed to set up a European Deposit Insurance Scheme (EDIS) to provide a stronger and more uniform degree of insurance cover in the euro area.

Learn more about EDIS