Back to top

Amounts guaranteed

Amounts guaranteed

The Fundo de Garantia de Depósitos guarantees the full repayment of the overall value of the cash credit balances of each depositor, up to a limit of 100 000 EUR per member credit institution.

The following deposits will nonetheless be fully guaranteed, therefore potentially to beyond the 100 000 EUR limit, for a year after the amount has been credited in the respective deposit account:

  1. deposits resulting from real estate transactions relating to private residential properties;

  2. deposits that serve social purposes laid down in a specific statutory law;

  3. deposits whose amount results from the payment of insurance benefits or compensation for criminal injuries or wrongful conviction.